Eliminating the Individual Mandate: Effects on Premiums, Coverage, and Uncompensated Care

Outlines how removing the requirement to buy health insurance could affect coverage; government, employer, individual, and uncompensated spending; premiums; subsidies in the exchange; and Medicaid and Children's Health Insurance Program enrollment

America Under the Affordable Care Act

Provides an overview of how the 2010 healthcare reform law will change Americans' health insurance coverage, the number of uninsured, and overall spending on acute care for the non-elderly by households, employers, and the government

Employer-Sponsored Insurance Under Health Reform: Reports of Its Demise Are Premature

Compares estimated changes in employer health coverage and total spending by firm size; offer rates among small firms, and premium trends under the 2010 healthcare reform law and without reform. Discusses factors that will keep ESI coverage rates steady

Who Will Be Uninsured After Health Insurance Reform?

Projects state-by-state compositions of the uninsured after reforms take effect including those eligible for Medicaid or exchanges but not enrolled, those exempt from the individual mandate due to a lack of affordable options, and undocumented immigrants

Why the Individual Mandate Matters

Compares estimates of coverage rates for the nonelderly and of spending by government, employers, individuals, and the overall health system under the 2010 healthcare reform law and estimates under a scenario in which the individual mandate is eliminated

Consider Savings as Well as Costs

Estimates 2014-19 state and federal spending and savings on Medicaid and Children's Health Insurance Programs as a result of the 2010 healthcare reform, including reductions in spending on uncompensated care. Considers factors in differences by state

Health Reform Across the States: Increased Insurance Coverage and Federal Spending on the Exchanges and Medicaid

Estimates state-by-state effects of healthcare reform, including variations by state in the impact on uninsurance rates, exchange subsidies, Medicaid enrollees, and federal spending. Analyzes state characteristics contributing to the variations

Transitioning From Medicaid Expansion Programs to Medicare: Making Sure Low-Income Medicare Beneficiaries Get Financial Help

The Affordable Care Act allows states to offer Medicaid coverage to low-income adults who would not have qualified under previous law. This population will face higher cost-sharing requirements when they transition to Medicare, although some may be eligible for traditional Medicaid benefits and/or Medicare Savings Programs (MSPs) that will reduce their costs. This report discusses how Medicare beneficiaries can qualify for traditional Medicaid and MSPs. It also provides new state data on the number and characteristics of eligible individuals and discusses the potential impact of expanding traditional Medicaid income and asset rules in the Medicaid expansion states. Finally, the report outlines policy options that would make it easier for Medicare beneficiaries to qualify for traditional Medicaid benefits and MSPs

The Effects of Large Premium Increases on Individuals, Families, and Small Businesses

Estimates the impact of rising insurance premiums on coverage, costs, adverse selection, public spending, and small employers' offers of insurance under three scenarios. Compares projections for loss of coverage by age, income, and type of insurance

The Individual Mandate in Perspective

Estimates the number and percentage of Americans who are exempt from the healthcare reform law's requirement to have insurance coverage; those who are subject to it but already have coverage; and those who are required to purchase coverage or pay a fine